Terms of Use
Updated: 2026-10-21
These Terms of Use (the “Terms”) govern your use of the iOS app Custom Wallet Card Maker (the “app”), provided by Yuta Kamino (working name: retoruto_carry; the “operator”). The app creates personal decorative cards from photos and illustrations and adds them to Apple Wallet. Please read these Terms before installing or using the app.
Agreement to these Terms
These Terms are standard terms under the Civil Code of Japan. The operator displays in advance, on the app’s About screen, on the Pro purchase screen, and on this website, that these Terms form the content of your contract for using the app. Once you start using the app after that display, these Terms become the content of that contract. The same display is shown on the Pro purchase screen before purchase, and by purchasing Pro you make these Terms part of the purchase contract. If you are a minor, use the app and make in-app purchases only with the consent of a parent or legal guardian. Nothing in these Terms limits rights you have under consumer protection or other applicable law; where a mandatory provision of law conflicts with these Terms, the law prevails to that extent.
Relationship to Apple’s license agreement
Your license to the app is governed by Apple’s Licensed Application End User License Agreement. These Terms set out the terms of use specific to this app and the operator’s additional commitments. The operator will not rely on that agreement’s disclaimer of warranties or limitation of liability (including its US$50 cap) to reduce the responsibilities set out in the “Disclaimer of warranties” and “Limitation of liability” sections of these Terms, and will not invoke that agreement’s exclusions or limitations for liability arising from willful misconduct or gross negligence. Apple’s own obligations, and the contractual relationship between you and Apple, are not changed by these Terms. The operator, not Apple, is responsible for the app’s maintenance, support, and warranties, and for handling any claims relating to the app.
Nature and use of cards
Cards created with the app (“cards”) are decorative, personal keepsakes. They are not payment instruments, transit cards, tickets, admission passes, memberships, identification, or any other right or credential, and do not function as such. Some templates imitate the look of transit or credit cards; these are decorative only. Do not use them to reproduce the face, logo, or number of any real card. Sample numbers and names in templates are fictitious.
Prohibited conduct
When using the app you must not: (1) use photos, illustrations, or text that infringe another person’s copyright, trademark, design right, likeness, privacy, reputation, or other rights; (2) create or present a card with the intent that it be mistaken for a real payment card, identification, ticket, pass, or membership; (3) use a card to deceive others, obtain an improper benefit, or cause harm to a third party; (4) create or distribute a card that imitates the name, logo, or trademark of a real company or organization without its permission; (5) decompile, disassemble, or reverse-engineer the app, copy, modify, or redistribute the app or any part of it, or circumvent or disable its purchase verification; (6) extract the app’s templates or assets for redistribution or sale, except that (5) and (6) do not cover acts that applicable law does not allow to be restricted, acts permitted under Apple’s license agreement, or acts permitted by the licenses of bundled open-source software and fonts; (7) harass or threaten the operator or third parties, make false reports, or otherwise interfere with the operation of the app; or (8) use the app for any purpose that is unlawful or contrary to public order and morals. If the operator reasonably determines that you have breached these rules, it may limit support to the extent necessary and proportionate to address the breach and, where necessary, take legal action. Such limits never prevent the operator from receiving claims based on law or from performing its legal obligations.
Your content
You, or the rightful owner, retain all rights to the photos, illustrations, and text you use in the app (“your content”); nothing is transferred to the operator. You are responsible for obtaining any rights and permissions needed to use your content in the app. Image processing and Wallet card generation happen on your device in response to your actions, and the operator does not receive, view, or monitor your content. If a dispute or claim arises from an infringement of a third party’s rights caused by your intent or negligence, you will handle it to the extent of your responsibility. If the operator suffers loss as a result, you will compensate the operator to the extent permitted by applicable law, with attorney fees limited to what is necessary and reasonable for that response. You will not bear any part that is attributable to the operator.
Intellectual property
The intellectual property in the app, its templates, bundled design assets, interface, sample images, icons, and names belongs to the operator or their rightful owners. You receive only a non-exclusive, non-transferable right to use the app in accordance with these Terms and Apple’s license agreement. You may freely use cards you create from your own content, including by sharing them on social media or in videos; what you may not do is extract the templates or assets themselves for redistribution or sale (subject to the exceptions in items (5) and (6) of “Prohibited conduct”). Bundled fonts are subject to their own licenses, shown in the app’s About screen. Apple, Apple Wallet, iPhone, iOS, and App Store are trademarks of Apple Inc. The app is an independent work of the operator and is not developed, endorsed, sponsored, or affiliated with Apple. If you send the operator feedback or suggestions about the app, the operator may use them to improve the app without paying compensation for that use.
Free use and the Pro purchase
Creating, editing, saving cards on your device, and exporting or sharing them as images are free. On the free tier you can add a card when no card from this app is in the Apple Wallet on the device you are using (one at a time), and updating the card that is already in Wallet stays within the free allowance. Apple’s iCloud may sync Wallet cards to your other devices signed in to the same Apple Account. Pro, a one-time in-app purchase, removes the limit on the number of this app’s cards in Wallet. Pro is a non-consumable purchase with no automatic renewal and no monthly or annual charge. The price, currency, and taxes shown on Apple’s purchase screen at the time of purchase apply. You can restore the purchase on devices using the same Apple Account via “Restore Purchases” in the app.
Scope of the Pro purchase
What you receive with Pro is the right to use the Pro features described in the app and on the App Store at the time of purchase. The purchase is not a promise of new features in the future, or of compatibility with every future iOS version, device, or Apple Wallet change. Separately from this, the operator handles any non-conformity of the Pro features you purchased, and provides any updates required by applicable law, as set out under “Disclaimer of warranties.” The app is developed and operated by an individual; Pro revenue helps keep development going, but it does not oblige the operator to add new features or deliver any particular update.
Dependence on iOS and Apple Wallet
The app’s Wallet features depend on the specifications and availability of Apple’s iOS and Apple Wallet. Changes to Apple’s specifications or policies, restrictions or discontinuation of features, and device or OS updates may limit or prevent adding, updating, or displaying cards. The way a card appears in Wallet (corner radius, margins, colors, and so on) may vary by device and OS version and is not guaranteed to match the in-app preview. The operator cannot foresee or control such changes and makes no guarantee as to whether or when it will adapt to them. This does not prevent the handling of non-conformity or the provision of updates required by applicable law.
Updates, changes, and discontinuation
The operator will make reasonable efforts to update the app, support new iOS versions and devices, and fix bugs, but, except as provided under “Disclaimer of warranties,” has no obligation to do so. The operator may add, change, or remove features of the app, or suspend or stop distributing it on the App Store. Where a significant feature is removed or distribution ends, the operator will give advance notice where practicable in the App Store release notes, on this website, or in the app. If a change or removal would substantially prevent you from using Pro features you have purchased, the operator will explain the reason, the impact, and how it will respond, and will take the steps required by applicable law. If distribution ends, an app that is already installed and cards already added to Wallet may continue to work to the extent the operating system allows, but this is not guaranteed.
Data storage and backups
Card edits are stored on your device, not on the operator’s servers. Uninstalling the app, resetting, losing, or damaging your device, or updating the OS may cause loss of editable data. Export the cards you need as images and set up a device backup. Deleting a card in the app does not delete the card already added to Wallet or any exported image. After reinstalling, the app may not be able to restore the link between cards in Wallet and cards in the app.
Refunds
Cancellation and refunds at the purchaser’s request follow Apple’s procedures and applicable law. Request refunds through Apple’s Report a Problem service. The operator does not hold your payment details and cannot execute refunds directly in Apple’s payment system, but this does not prevent you from making statutory claims against the operator, such as for non-conformity. If a refund or cancellation by Apple ends your Pro entitlement, Pro features become unavailable. Your saved card data and cards already added to Wallet remain as they are.
Disclaimer of warranties
The operator does not warrant, expressly or impliedly, that the app will meet your particular needs, that it will be uninterrupted, error-free, or free of defects, that it will work on future operating systems or devices, or that using it will produce any particular result. If the app does not conform to the contract, the operator will, in accordance with applicable law, correct it within a reasonable period or take other necessary steps. Your statutory rights, including termination of the contract, price reduction or refund, and damages, are not limited to the provision of a fix.
Limitation of liability
The operator is liable for loss you suffer as a result of the operator’s willful misconduct or gross negligence. For loss caused by the operator’s ordinary negligence, the operator is liable only for direct and ordinary loss actually incurred by you, and not for lost profits, indirect loss, or loss arising from special circumstances; in that case the operator’s total liability is limited to the total amount you have paid for in-app purchases in the app or ¥5,000 (or the equivalent amount if you paid in another currency), whichever is higher. This limitation does not apply where the operator has acted with willful misconduct or gross negligence. The operator is not liable for loss caused by changes to, interruption of, or termination of services provided by Apple, carriers, or other third parties, unless the loss is attributable to the operator.
Changes to these Terms
The operator may change these Terms in response to legal changes, changes to the app’s features, or other needs, following the Civil Code of Japan’s rules on changing standard terms. Before a change takes effect, the operator will post the revised Terms and their effective date on this website and announce the change in the app or in the App Store release notes. For significant changes that are unfavorable to you, the operator will, as a rule, give at least 30 days’ notice before the effective date. Changes made without your individual consent are limited to those that meet the requirements of Article 548-4 of the Civil Code. For matters that cannot be changed under that article, the operator will obtain your individual consent and will not treat your continued use of the app, by itself, as consent. If you do not agree to a change that requires your individual consent, that change does not apply to you.
No assignment
You may not assign, transfer, or pledge any right or obligation under these Terms to a third party without the operator’s prior written consent.
Severability and survival
If any part of these Terms is held invalid or unenforceable under applicable law, the remaining provisions continue in full force. The sections “Your content,” “Intellectual property,” “Limitation of liability,” “Governing language,” and “Governing law and jurisdiction” survive after you stop using the app.
Governing language
The Japanese versions of these Terms, the Privacy Policy, and the Commercial Disclosure are the authoritative texts. Translations into English or other languages are provided for convenience only; if a translation differs from or conflicts with the Japanese version, the Japanese version prevails. This order of precedence does not override information duties under applicable law, the interpretation of what is displayed to you, or the rights you are entitled to.
Governing law and jurisdiction
These Terms are governed by and construed in accordance with the laws of Japan. The operator and you will first try in good faith to resolve any dispute by discussion. If litigation becomes necessary, the Tokyo District Court (or the Tokyo Summary Court for matters within a summary court’s jurisdiction) will be the agreed court of first instance. This agreement is non-exclusive and does not prevent you from bringing a claim in any court that applicable law makes available to you. If you live outside Japan, mandatory rules of your country or region may give you additional protection.
Contact
See the Privacy Policy for information handling and the Commercial Disclosure for sales conditions. For questions about the app or the Pro purchase, use the contact form below. The app is run by an individual, so replies to general inquiries may take some time. Requests for the address and telephone number, and requests based on law, are handled without delay.
Contact
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